List of United States insurance companies
Largest Public Insurance Companies by Market Capitalization
Investors can buy shares of publicly traded companies in the
insurance industry. The largest insurance companies as of Q1 2014 by
market capitalization on the world stock exchanges are:
Non-health Insurance Companies:
| Company Name |
Market Capitalization |
| Berkshire Hathaway (BRK.A) |
$308 billion |
| China Life Insurance (LFC) |
$80 billion |
| Allianz (AZSEY) |
$76.8 billion |
| American International Group (AIG) |
$72.3 billion |
| Ping An of China (PNGAY) |
$65.6 billion |
| MetLife (MET) |
$59.4 billion |
| AXA (AXA) |
$57.8 billion |
| AIA Group Hong Kong (AAIGF) |
$54.4 billion |
| ING Groep (ING) |
$54.4 billion |
| Zurich Insurance (ZURVY) |
$45.4 Billion |
(Source: Thompson Reuters)
Health Insurance and Managed Health Care Companies:
| Company Name |
Market Capitalization |
| United Healthcare (UNH) |
$91.8 billion |
| Wellpoint (WLP) |
$34.3 billion |
| Aetna (AET) |
$29.8 billion |
| CIGNA Corp. (CI) |
$26.8 billion |
| Humana (HUM) |
$21.1 billion |
| Centene Corp. (CNC) |
$5.7 billion |
| Health Net, Inc. (HNT) |
$3.9 billion |
| WellCare Health Plans (WCG) |
$3.1 billion |
| Healthspring (HS) |
$3.7 billion |
| Molina Healthcare (MOH) |
$2.4 billion |
(Source: Thompson Reuters)
Not all insurance companies are publicly traded. In fact, many insurers are structured as mutual companies
where policy holders of participating policies are essentially partial
owners of the company. The mutual company model for an insurance company
dates back hundred of years, and there are certain benefits conferred
on policyholders that do not exist with publicly traded (stock company)
insurers. (For more, see: The Industry Handbook: The Insurance Industry.)
Property & Casualty
Property casualty insurers write policies covering property such as real estate,
dwellings, cars and other vehicles. They also write policies dealing
with liabilities that may be incurred by accident or negligence related
to those properties to defray the cost of lawsuits or medical damages
resulting from such incidents.
The top U.S. property casualty companies in 2013 by net premiums
written (the amount of money that non-life policies can expect to
receive over the life of the contract, less commissions and costs) are:
| Company |
Net Premiums Written |
| State Farm Group |
$50.8 billion |
| Allstate Insurance Group (ALL) |
$24.8 billion |
| Liberty Mutual |
$21.5 billion |
| Berkshire Hathaway (includes GEICO) |
$21.4 billion |
| Travelers Group (TRV) |
$20.6 billion |
| American International Group (AIG) |
$19.7 billion |
| Nationwide Group |
$14.5 billion |
| Progressive Insurance Group (PGR) |
$14.5 billion |
| Farmers Insurance Group |
$14.1 billion |
| USAA Group |
$10.7 billion |
(Source A.M. Best)
Life Insurance Companies
Life Insurance companies promise to pay out a lump sum benefit upon
the death of the insured. Although actuarial science has created mortality tables
to accurately estimate the future liability of policies to be paid,
having financial strength ensures that these companies can meet all of
their obligations while still earning a profit.
Life Insurance companies in the U.S. can be ranked by direct premium written (the amount of new policies written directly and not re-insured). For 2013:
| Company |
Total Direct Premium |
Market Share |
| MetLife (MET) |
$11.5 billion |
7.98% |
| Northwestern Mutual |
$9.4 billion |
6.55% |
| Prudential of America (PRU) |
$8.4 billion |
5.79% |
| New York Life |
$7.8 billion |
5.42% |
| Lincoln National |
$6.1 billion |
4.27% |
| MassMutual |
$5.1 billion |
3.52% |
| John Hancock |
$4.8 billion |
3.37% |
| Aegon (AEG) |
$4.1 billion |
2.82% |
| State Farm |
$4.0 billion |
2.79% |
| Guardian Life Insurance Co. |
$3.4 billion |
2.34% |
(Source: NAIC)
Health Insurance Companies
Health insurance companies provide policies to cover all or part of
policyholder's health and medical costs. Policies may be purchased
individually or through an employer. Technically, the United States
government is the largest health insurance provider in America through
the Medicare program, Social Security and with Medicaid administered by
individual states. (For more, see:
5 Things You Need To Know About Obamacare.)
The largest non-government sponsored U.S. health insurance companies measured by total direct premium collected in 2007 was:
| Company |
Total Direct Premium |
Market Share |
| United Healthcare (UNH) |
$66.8 billion |
11.70% |
| Wellpoint Group (WLP) |
$55.7 billion |
9.75% |
| Kaiser Permanente |
$43.7 billion |
7.66% |
| Humana (HUM) |
$21.7 billion |
3.81% |
| Aetna (AET) |
$21.7 billion |
3.81% |
| Health Care Service Corp |
$14.9 billion |
2.60% |
| American Family |
$11.6 billion |
2.04% |
| Highmark |
$11.4 billion |
2.01% |
| Blue Cross/Blue Shield |
$9.8 billion |
1.72% |
| Cigna (CI) |
$9.6 billion |
1.69% |
(Source: NAIC.
Caveat emptor: The sales
data on health insurance companies is from 2007, the last year of
available data. The Affordable Care Act (aka 'Obamacare') may have
altered these standings.)
Top 10 Best Insurance Companies In The World In 2015
1. Berkshire Hathaway Insurance
2. China life Insurance
3. Allianz Insurance
4. American International Group (AIG)
5. Ping An insurance
6. MetLife
7. AXA
Insurance company is way of risk management through hedging the loss or damage of any uncertain situation by paying some amount to company. In recent era the Insurance companies are emerging and become any integral part of life of any individual or corporation which covers any of loss by offering different specialized plans to its customers.
Insurance companies provides exclusive policies including automotive, property, tangible or intangible goods, health and life insurance with respect to time, money or premium becoming efficient and effective respondents to change which enables risk.
There are numerous insurance companies serving the customers worldwide making it difficult for any person or business firm to choose the best one. Here we listed top ten best insurance companies in the world below for you.
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You can also use a memory card for this purpose.
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Where to put the OBB or Data file?
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Copy the ‘Data’ folder and place it into the given path:
External SD Card > Android > Data > **paste the folder here**
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